Peel the kiwis carefully and slice one kiwi into thin, round discs to serve as the turtle's shell.

Cut the other two kiwis in half lengthwise to create the turtle's body shapes. Lay one half flat for each turtle.

For the turtle's legs and head, cut green grapes in half. Attach the grape halves around the kiwi body: one at each corner for legs and one at the front for the head.

Use a small piece of chocolate or a chocolate chip to form the turtle’s eyes by gently pressing them into the grape ‘head.’

If desired, slice a banana into thin rounds to create a decorative background or to add extra fun shapes around the turtle.

Arrange the turtle snack artfully on a plate and serve immediately.